Below are examples of the Local Interest rate in the Wilmington NC area.
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April 24, 2006 - 30-Year Fixed 6.375%
April 17, 2006 - 30-Year Fixed 6.5%               
April 11, 2006 - 30-Year Fixed 6.5%
April 4, 2006 - 30-Year Fixed 6.375%
March 28, 2006 - 30-Year Fixed 6.375%
March 15, 2006 - 30-Year Fixed 6.25%
March 1st, 2006 - 30-Year Fixed 6.125% 
February 23, 2006 - 30-Year Fixed 6.125%       
February 22, 2006 - 30 Year Fixed 6.125%
February 10, 2006 - 30-Year Fixed 6.25%
February 2, 2006 - 30-Year Fixed 6.25%
January 27, 2006 - 30-Year Fixed 6.25%
January 13, 2006 - 30-Year Fixed 6.0% 
January 5, 2006 - 30-Year Fixed 6.0%
January 3, 2006 - 30-Year Fixed 6.125%
December 19, 2005 - 30-Year Fixed 6.125% 
December 3rd, 2005 - 30-Year Fixed 6.25%
November 18th, 2005 - 30-Year Fixed 6.25%
November 11th, 2005 - 30-Year Fixed 6.375%
October 27th, 2005 - 30-Year Fixed 6.125%
October 21st, 2005 - 30-Year Fixed 6.0%
October 10th, 2005 - 30-Year Fixed 5.875%
September 28th, 2005 - 30-Year Fixed 5.75%
September 7, 2005 - 30 Year Fixed 5.5%
August 24, 2005 - 30 Year 5.625%
August 9, 2005 - 30 Year   5.875%
June 27, 2005 - 30 Year   5.625
July 5, 2005 - 30 Year   5.375

August 19, 2005 -
30 Year Fixed  -  5.625%   1/0   5.875%   0/0
15 Year Fixed  -  5.250%   1/0   5.625%   0/0

August 1, 2005  Conventional
30 Year Fixed  -  5.750%   1/0   6.000%   0/0
15 Year Fixed  -  5.375%   1/0   5.625%   0/0

July 28, 2005 Conventional
30 Year Fixed  -  5.625%   1/0   5.875%   0/0
15 Year Fixed  -  5.250%   1/0   5.625%   0/0

July 12, 2005 Conventional
30 Year Fixed  -  5.500%   1/0   5.750%   0/0
15 Year Fixed  -  5.000%   1/0   5.500%   0/0

June 2, 2005 Conventional
30 Year Fixed  -  5.250%   1/0   5.500%   0/0
15 Year Fixed  -  4.875%   1/0   5.250%   0/0

May 18,  2005 Conventional
30 Year Fixed  -  5.375%   1/0   5.750%   0/0
15 Year Fixed  -  5.000%   1/0   5.370%   0/0

May 03, 2005  Conventional
30 Year Fixed  -  5.500%   1/0   5.750%   0/0
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

April 28, 2005 Conventional
30 Year Fixed  -  5.550%   1/0   5.750%   0/0
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

April 22, 2005  Conventional
30 Year Fixed  -  5.550%   1/0   5.750%   0/0 
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

April 15, 2005 Conventional
30 Year Fixed  -  5.625%   1/0   5.875%   0/0
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

April 11, 2005 Conventional
30 Year Fixed  -  5.750%   1/0   6.000%   0/0
15 Year Fixed  -  5.375%   1/0   5.625%   0/0

April 1, 2005 - Conventional
30 Year Fixed  -  5.750%   1/0   6.000%   0/0
15 Year Fixed  -  5.375%   1/0   5.625%   0/0

March 31, 2005 - Conventional
30 Year Fixed  -  5.875%   1/0   6.000%   0/0
15 Year Fixed  -  5.375%   1/0   5.625%   0/0

March 24, 2005  Conventional
30 Year Fixed  -  5.875%   1/0   6.125%   0/0
15 Year Fixed  -  5.500%   1/0   5.750%   0/0

March 23, 2005  Conventional
30 Year Fixed  -  6.000%   1/0   6.250%   0/0
15 Year Fixed  -  5.500%   1/0   5.750%   0/0

March 22, 2005 Conventional
30 Year Fixed  -  5.875%   1/0   6.125%   0/0
15 Year Fixed  -  5.375%   1/0   5.750%   0/0

March 21, 2005 Conventional
30 Year Fixed  -  5.750%   1/0   6.000%   0/0
15 Year Fixed  -  5.375%   1/0   5.625%   0/0

March 17, 2005 Conventional
30 Year Fixed  -  5.750%   1/0   6.000%   0/0
15 Year Fixed  -  5.250%   1/0   5.625%   0/0

March 11, 2005 Conventional
30 Year Fixed  -  5.750%   1/0   6.000%   0/0
15 Year Fixed  -  5.250%   1/0   5.625%   0/0

March 8, 2005 Conventional
30 Year Fixed  -  5.500%   1/0   5.875%   0/0
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

March 7, 2005 Conventional
30 Year Fixed  -  5.500%   1/0   5.750%   0/0
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

March 4, 2005 Conventional
30 Year Fixed  -  5.500%   1/0   5.875%   0/0
15 Year Fixed  -  5.125%   1/0   5.500%   0/0

March 1, 2005 Conventional
30 Year Fixed  -  5.625%   1/0   5.875%   0/0
15 Year Fixed  -  5.250%   1/0   5.625%   0/0

February 23, 2005 Conventional
30 Year Fixed  -  5.375%   1/0   5.750%   0/0
15 Year Fixed  -  5.125%   1/0   5.375%   0/0

February 16, 2005 Conventional
30 Year Fixed  -  5.375%   1/0   5.625%   0/0
15 Year Fixed  -  5.000%   1/0   5.250%   0/0

February 10, 2005 Conventional
30 Year Fixed  -  5.250%   1/0   5.625%   0/0
15 Year Fixed  -  4.875%   1/0   5.250%   0/0

February 3, 2005 Conventional
30 Year Fixed  -  5.375%   1/0   5.750%   0/0
15 Year Fixed  -  5.000%   1/0   5.375%   0/0

January 26, 2005 Conventional
30 Year Fixed -    5.375%    1/0      5.750%   0/0
15 Year Fixed -    4.875%    1/0      5.250%   0/0

January 18, 2005 Conventional
30 Year Fixed -    5.750%    1/0      5.750%   0/0
15 Year Fixed -    5.000%    1/0      5.375%   0/0

January 13, 2005 Conventional
30 Year Fixed -    5.375%    1/0      5.750%   0/0
15 Year Fixed -    5.000%    1/0      5.250%   0/0

January 5, 2005 Conventional
30 Year Fixed -    5.500%    1/0      5.750%   0/0
15 Year Fixed -    5.125%    1/0      5.375%   0/0

 December 03, 2004 Conventional
30 Year Fixed -    5.625%    1/0      5.875%   0/0
15 Year Fixed -    5.125%    1/0      5.375%   0/0

November 24, 2004 Conventional
30 Year Fixed -    5.500%    1/0      5.750%   0/0
15 Year Fixed -    5.000%    1/0      5.250%   0/0

November 5, 2004 Conventional
30 Year Fixed -    5.550%    1/0      5.750%   0/0
15 Year Fixed -    5.000%    1/0      5.250%   0/0